Knowledge Base: Getting Started with Clever Budget

Welcome to Keep, your all-in-one personal finance companion. This guide will help you navigate the app’s features and start your journey toward better financial health.

1. Overview

Keep is designed to simplify how you track money. By logging your daily expenses, income, and bank transfers, you can gain a clear picture of your spending habits and build a sustainable saving plan.

Core Capabilities:

• Comprehensive Logging: Track every dollar, from daily coffee to monthly rent.

• Account Management: Monitor balances across cash, credit cards, and bank accounts.

• Visual Insights: Understand your finances through intuitive charts and reports.

• Budgeting: Set limits for specific categories to prevent overspending.

2. Managing Transactions

Recording your financial activity is the foundation of using Keep effectively.

Adding Expenses and Income

• Create: Tap the '+' icon to log a new entry. Select whether it is an Expense or Income.

• Recurring Entries: For fixed costs like subscriptions or monthly salaries, set up a recurring entry so the app logs them automatically.

• Edit/Delete: Simply tap on any entry in your transaction list to update the amount, date, or category, or to remove it entirely.

Transfers Between Accounts

If you move money from your savings to your checking account, or withdraw cash from an ATM, use the Transfer feature. This ensures your account balances remain accurate without counting the movement as a new expense or income.

3. Organizing with Categories

Keep allows you to group your spending to see exactly where your money goes.

• Custom Categories: Create your own categories (e.g., "Groceries," "Entertainment," "Business") to match your lifestyle.

• Sub-categories: For more granular tracking, you can nest sub-categories within main folders (e.g., "Dining Out" under "Food").

• Managing Folders: You can add, edit, or delete categories at any time via the Settings or Category menu.

4. Accounts and Balances

Track all your financial sources in one place.

• Supported Account Types: Keep supports various accounts, including Salary, Credit, Debit, and Cash.

• Linking Entries: Every time you log an expense, you can choose which account it was paid from.

• Real-time Balances: The app automatically calculates your current balance based on your total income, expenses, and transfers.

5. Budgets and Reports

Transform your data into actionable insights.

• Setting a Budget: Define a spending limit for specific categories. Keep will help you track how much of that budget remains throughout the month.

• Visual Reports: Navigate to the Reports section to view charts that break down your expenses by category. Visualizing your data makes it easier to identify areas where you can save.

6. Privacy and Security

Your financial data is sensitive, and Keep provides tools to protect it.

• Password Protection: Enable the password feature in settings to ensure that only you can access your financial logs.

• Data Safety: Keep is designed with security in mind, utilizing encryption to protect your information during transit.

7. Frequently Asked Questions (FAQ)

How do I track my savings progress? By monitoring the "Reports" section, you can compare your total income against your expenses. Any remaining balance across your accounts represents your total savings for that period.

Can I manage multiple bank accounts? Yes. You can add as many accounts as you need and perform transfers between them to keep your digital ledger aligned with your real-world balances.

What should I do if I need support? If you encounter any issues or have suggestions for new features, please reach out to our support team at support@janabisoft.com.